Get Low-Cost Car Insurance Quotes in Pakistan
Car Insurance Calculator
Benefits of Choosing Gari.pk for Car Insurance
Customer Support
Skilled representatives ensure smooth and efficient claims processing.
Guaranteed Lowest Rates
Gari.pk offers the most competitive rates from trusted partners.
Tailored Coverage Options
Choose from personalized coverage plans designed to fit your needs.
Rate Comparison
Find the best deals from top insurance providers across Pakistan.
Car Insurance Steps
Provide your car's basic details.
Receive a call from Gari.pk for verification and guidance on the best plan.
Review and choose from coverage options by partner companies.
Schedule a car survey with a third-party evaluator.
Once approved, your policy is activated—drive with peace of mind.
Why Car Insurance is Essential?
- Legal Protection:
Car insurance shields you from legal costs and financial liabilities in case of accidents or third-party damage.
- Peace of Mind:
Gain confidence knowing that you and your vehicle are covered against unexpected incidents.
- Personal Accident Cover:
Car insurance covers medical expenses for you and your passengers in the event of an accident.
- Theft and Damage Protection:
Car insurance compensates for theft or damage due to natural disasters, riots, or other unforeseen events.
- Financial Security:
Insurance offers financial stability by covering repair costs, third-party liabilities, and legal expenses.
- Legal Compliance:
Stay compliant and avoid penalties with car insurance that shields you from potential fines in case of accidents.
Car Insurance Companies | Rate | Tracker Fee |
---|---|---|
2% | ||
1.8% | PKR 9000 | |
1.75% | PKR 11000 | |
1.5% | ||
2% | PKR 15000 | |
1.6% | PKR 9000 | |
1.49% | PKR 11000 | |
1.75% | PKR 8800 | |
1.45% | ||
1.7% | PKR 7000 | |
1.75% | ||
2% |
Discover easy and quick car insurance in Pakistan
Gari.pk has simplified the vehicle insurance process in Pakistan, making it faster and more convenient than ever. We understand that time is valuable, so we have optimized the process for vehicle owners across Pakistan, ensuring you receive the coverage you need without hassle. Car insurance is essential to protect your vehicle from potential damages.
There are three types of car insurance coverage available: comprehensive, third-party liability, and collision car insurance. Users can select the insurance type that suits their needs best. Explore the ease of securing car insurance today with our instant services!
How do you apply for auto insurance in Pakistan?
Vehicle owners can choose the insurance type that best meets their needs. Our user-friendly car insurance calculator lets you compare quotes, examining insurance rates, tracker fees, and features from various companies. This way, customers can find the auto insurance that best aligns with their requirements.
You can get auto insurance with any of Pakistan's leading car insurance companies, whether for new, used, or imported vehicles. When using the car insurance calculator, you’ll need to provide the following details:
- Make/Model/Version of your car
- Price of your car
What information do you need to provide when applying for car insurance?
After entering the version and price of your car, the page will guide you to several vehicle insurance companies in Pakistan, including Askari General Insurance, United Insurance, Pak Qatar General Takaful, Shaheen Insurance, UBL Insurance Limited, Jubilee General Insurance, Alfalah Insurance, IGI Insurance, EFU Insurance, Security General Insurance, Adamjee Insurance Company Limited, and TPL Insurance. These companies provide rates, the final amount, and tracker fees.
When you click the apply button, you’ll need to enter the car and your details to access and compare quotes. Information includes:
Car Information:
- Make
- Model
- Version
- Tracking fee
- Year
- Estimated market value
- Final amount
- Add tracker (if required)
Personal Details:
- Full name
- Mobile number
- City
- CNIC
- Registration status
- Registration
After verifying the code, you will proceed to the final page to confirm the request with our agent. Customers will also need to undergo a car inspection. Then, they can select an insurance plan after consulting with our insurance partners.
What documents are required for car insurance?
Vehicle insurance companies require some essential documents to ensure secure and affordable car insurance with competitive rates in Pakistan. The specific documents may vary depending on each company’s requirements. However, generally needed documents include:
- CNIC copy of the applicant
- Latest pictures of the car
- Copy of the vehicle registration card
Which cities are covered for car insurance?
Our auto insurance services in Pakistan cover major cities like Lahore, Karachi, and Islamabad. However, we offer comprehensive insurance services nationwide by collaborating with trusted insurance agencies. We provide transparent and competitive interest rates for both new and used cars, enabling vehicle owners to access affordable, secure pricing plans.
Comprehensive Car Insurance
Comprehensive car insurance offers extensive protection, covering nearly all damages and financial losses. This policy covers third-party liabilities and damages to the insured vehicle due to road accidents. It's ideal for protection against events like floods, riots, theft, vandalism, and natural disasters.
Third-Party Liability Car Insurance
Required by the Motor Vehicle Act 1939, third-party liability insurance covers financial responsibilities for injury, disability, or death of a third party in accidents caused by the insured car. This policy covers damages to the other driver but does not cover the insured vehicle.
Collision Car Insurance
Collision insurance covers damages when the insured car collides with another vehicle or object, or in cases of single-car rollovers. It covers damage to the insured car and injury to passengers but excludes weather and natural disaster damage.