United Insurance

Founded on October 20th, 1959, United Insurance Company of Pakistan Limited (UIC) has been a key player in the insurance industry for over six decades. With a longstanding history in the country, including operations in East Pakistan (now Bangladesh), UIC has earned its reputation as one of Pakistan’s leading insurance providers.

Comprehensive insurance plan

Founded on October 20th, 1959, United Insurance Company of Pakistan Limited (UIC) has been a key player in the car insurance industry for over six decades. With a longstanding history in the country, including operations in East Pakistan (now Bangladesh), UIC has earned its reputation as one of Pakistan’s leading insurance providers. The company holds an “AA” rating from the Pakistan Credit Rating Agency (PACRA), a testament to its strong financial position and reliability. United Insurance Company of Pakistan Limited UIC operates through a network of more than 100 branches nationwide, offering a wide range of insurance solutions. Its general insurance products include Group Health Insurance, Travel Insurance, Car Insurance Company in Pakistan, Livestock and Crop Insurance, and more.

UIC prides itself on promoting fair competition within the industry, supporting appropriate competition laws, and consistently striving to provide services that offer excellent value. The company is committed to meeting the needs and expectations of its customers, offering affordable insurance packages with great benefits.

Comprehensive Motor Insurance Plans for Complete Protection

United Insurance provides an extensive motor insurance plan designed to ensure the protection of your vehicle against a variety of risks. The company offers comprehensive car insurance policies that cater to the needs of vehicle owners, providing peace of mind through coverage that addresses various potential risks.

Risks and Coverage:

Section 1: Protection Against Loss or Damage

The insured vehicle and its accessories are covered against the following types of damage or loss:

Accidental damage caused by external factors
Fire, external explosions, self-ignition, lightning, or frost
Theft, burglary, or housebreaking
Damage due to malicious acts or vandalism
Riots, strikes, and civil commotion
Natural disasters, such as floods, hail, windstorms, hurricanes, cyclones, tornadoes, and typhoons
Earthquakes, volcanic eruptions, and other natural convulsions
Damage during transit by air, road, rail, inland waterways, lifts, or elevators

Section 2: Third-Party Liability Coverage

The car insurance plan in pakistan also provides liability coverage for third-party incidents, including:

Death or bodily injury to a third party (excluding the insured’s employees)
Damage to a third party’s property (excluding property held in trust or custody by the insured)
Coverage for a driver authorized by the insured to operate the vehicle, provided the driver is not covered under another insurance policy.
In the event of a third-party death, the insurance policy will indemnify the personal representatives of the deceased, within the limits and conditions set by the policy.

Additional Benefits and Features:

United Insurance adds extra value to its motor insurance plans with the following services:

Free Towing: The insured vehicle will be towed to the nearest workshop at no additional cost.
Choice of Repair Workshop: You can have your vehicle repaired at the workshop of your choice.
Claims Support: UIC’s claims experts assist in obtaining the final police investigation report.
Death Repatriation: The cost of repatriating the driver’s body within Pakistan is covered.
Funeral Expenses: Funeral arrangements and expenses for the deceased are borne by UIC.
No Hidden Fees: The company is transparent with its pricing, ensuring there are no hidden taxes or charges.
Quick Claim Settlement: UIC commits to settling all theft and total loss claims within 30 days after submission of the necessary documentation.

Insurance for Commercial Vehicles

In addition to personal vehicle insurance in pakistan, United Insurance also provides specialized coverage for commercial vehicles. This insurance is essential for businesses using cars, trucks, and vans to conduct operations, ensuring that both large fleets and small business owners are properly covered. Commercial vehicle insurance protects your assets and ensures that your business can continue operating smoothly, even in the face of unforeseen events.

3T Insurance: Basic Coverage for Essential Protection

For those seeking basic coverage, UIC offers the 3T insurance plan, which provides protection for:

Theft: Covers loss of the vehicle due to theft.
Third-Party Liability: Provides coverage for death, bodily injury, or property damage to a third party.
Total Loss: Offers coverage for the total loss of the vehicle, ensuring financial protection in case of an irreparable loss.

With this basic yet effective plan, vehicle owners can enjoy essential coverage while keeping their costs manageable.

Reliable Insurance Coverage for Every Need

United Insurance Company of Pakistan Limited continues to set industry standards for comprehensive insurance solutions. Whether you need extensive coverage for your personal vehicle, protection for your business fleet, or a basic insurance plan, UIC offers a range of flexible policies tailored to suit different needs. With a legacy of excellence, financial stability, and a commitment to customer service, UIC remains a trusted name in the insurance sector.

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